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We recognize that an important part of all communities is a healthy business base. As a not-for-profit financial institution, SCE FCU has the best interest of your business in mind. We offer a wide variety of loan packages designed to meet your short- and long-term business needs.

And, unlike at conventional banks, there are no pre-payment penalties on any of our loans. Other benefits include a quick and simple qualifying process, low fees, a variety of terms and loan amounts up to $5 million.

Lines of Credit – Buy supplies in larger volumes and qualify for discounts, or carry accounts receivables to help increase your sales. You can use the credit line for any short-term goals you may have for your business.

Start Up Loans – As an authorized SBA Lender, our staff can provide assistance in collecting the information required by the SBA program so that you can secure the loan needed to start a new business.

Business Purchase

Commercial Business Loans

  • Apartment Units (5+)
  • Industrial, Mixed Use
  • Retail Use (single or multi tenant)
  • Medical Offices, Shopping Centers, Warehouse & Office
  • Automotive, Hotels & Motels, Day Care Facilities
  • Pre-Entitled Land With Other Property Types Considered
  • Construction Loans (restrictions apply)
  • SBA 7a and 504 Loans

Equipment Loans

Purchase of Inventory

We’re here to help you find the option that fits your business’s specific needs. Please call us at 800.866.6474 or stop by one of our branches.