Our 5/5 ARM offers a lower fixed rate than a 30-year loan.1 Unlike traditional ARMs, our loan only adjusts once every five years, shielding you from yearly rate fluctuations. It’s perfect for those aiming to pay off their mortgage quickly or planning a shorter stay in their home. Let us help you navigate an ARM with confidence.
1APR=Annual Percentage Rate. Adjustable-rate Mortgages are variable, and your rate may increase after the original fixed-rate period. As of 6.28.23, 6.75% APR on 30-Year Fixed and 5.50% APR on 5/5. Terms & Conditions apply to qualify. Your rate and costs may be higher depending on credit history, property type and loan amount. The index for 5/5 ARM loans is based on a reasonably current index and margin. One-time $5 deposit and membership Savings account required. SCE FCU NMLS 456631, CMF NMLS 266418. Community Mortgage Funding (CMF) is our credit union owned mortgage company. Loans made or arranged pursuant to a California Financing Law license 6039200. Nevada Exempt Company Registration 4721. Equal Housing Lender.