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Our Checking Accounts include a Visa debit card with convenient access to over 30,000 surcharge-free ATMs, contactless pay, and the ability to set fraud alerts. What are you waiting for? Open your account today. Check out the chart below to compare our checking products.

Checking Accounts - Comparison Table

Free Checking
Open an Account		Fresh Start Checking
Open an Account
Perfect for......those who take control of their daily finances with an affordable online account...those who need a second chance to rebuild their banking relationship
Opening deposit$0$0
Monthly fee$0$15
Visa Debit Card
Mobile Payments
Digital Banking & Security
ATM access
to 30,000 surcharge-free ATMs nationwide
Overdraft protection
when linked to Savings Account
Checking Accounts that fit your needs. Whether you’re looking for the basics or want extra benefits, we’ve got the right account for you.
Debit/Credit Card & Activity FAQs

News, Info & Alerts

What our members say

Dealing with an unauthorized charge can be a stressful experience, but Elizabeth Martinez from SCE FCU was very helpful and provided me with all the information I needed to resolve it.

Lambert C

Google 9.21.23

I have always had nothing but positive experiences working with SCE FCU. Wouldn’t want to bank anywhere else. They still treat you as a customer they sincerely care about. That is rare these days. Their representatives are always cheerful, courteous, and professional in taking care of any of my banking needs!

James T

Google 9.20.23

Representative was courteous, calm and went above and beyond. Easiest and painless call ever with my inquiry.

Jonathan L

Google 9.20.23

Customer service was amazing and helpful. Very professional, polite, and knowledgeable. Love banking with SCE FCU. Will always support and recommend them.

Christopher R

Google 9.20.23

I've been a member for a couple years and every time I have a question or concern I've been helped either by phone or by going to the Duarte or Irwindale branch.

Magaly B

Google 9.20.23

Representative was very knowledgeable and helped me resolve my issue. Excellent customer service! Thank you!

Karen F

Google 9.20.23

I love this bank. Everyone is always so helpful and try to get things done for you!

Monica G

Google 9.20.23

The best banking institution I have ever used. I really love the service they provide! Thank you !!!!

Paul G

Google 9.16.23

Excellent customer service. The lady who helped me was nice, patient and helped me with all my questions.

Edith R

Google 9.16.23

Banking with you has always been amazing. We've bought 4 cars through SCE FCU and will likely continue to do so. The CU at the wheel program was seamless and unbelievably easy. By utilizing SCE discounts I was able to bring my interest rate down 1.25%. Another reason why I love banking with SCE FCU. They are always looking for ways to save their customers money.

Kenny M

Google 9.16.23

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