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Our Checking accounts include a Visa debit card with convenient access to over 30,000 surcharge-free ATMs, contactless pay, and the ability to set fraud alerts. What are you waiting for? Open your account today. Check out the chart below to compare our checking products.

BankOn Checking
BankOn Checking
Ideal for individuals with ITIN and/or foreign IDs

$0 opening deposit
$0 monthly fee
Visa debit card
Digital Banking
Mobile payments
Surcharge-free ATMs nationwide1
Overdraft protection when linked to Savings account
No paper statement fee with eStatements

Free Checking
Free Checking
Convenient checking for everyday life

$0 opening deposit
$0 monthly fee
Visa debit card
Digital Banking
Mobile payments
Surcharge-free ATMs nationwide1
Free overdraft protection2
No paper statement fee with eStatements

Rize Checking
Rize™ Checking
Qualify monthly by keeping a $1,000 minimum average daily balance and completing 20 debit card purchases of at least $20 each.3

$0 opening deposit
$0 monthly fee
Earns dividends on qualifying balance3
Visa debit card
Digital Banking
Mobile payments
Surcharge-free ATMs nationwide1
No paper statement fee with eStatements

Fresh Start Checking
Fresh Start Checking
Perfect for those who need to rebuild their banking relationship

$0 opening deposit
$15 monthly fee
Visa debit card
Digital Banking
Mobile payments
Surcharge-free ATMs nationwide1
Free overdraft protection2
No paper statement fee with eStatements

Other Checking
BankOn certification seal

Our BankOn Certification helps connect consumers to safe, affordable bank accounts. Find out more.

1Access to 30,000+ surcharge-free ATMs nationwide through the CO-OP ATM Network. 2Free overdraft protection when linked to Savings account. 3To earn dividends, you must maintain a $1,000 minimum average daily balance and must complete at least 20 debit card purchases of $20 each that post to your account during the statement cycle (ATM withdrawal transactions are not considered debit card purchases).