When you open an account, you become an owner of the Credit Union. You can rest assured that your needs and interests will always be at the forefront of our decision-making.

Rize™ Checking Account

Earn up to 7.5% APY1

Here’s how you qualify…

Open a new Rize™ Checking account
online using the button below1

Monthly qualifications
Complete at least 10 debit card purchases that post to your account during the statement cycle

Why choose a credit union:

  • We’re not-for-profit and member-owned – not subject to big-profit pressures
  • We offer competitive rates and low or no fees
  • We’re safe, sound and federally insured

1The Rize™ Checking Account is a reverse tiered variable rate account that must be opened online and is limited to one checking account per Social Security number. This account is a consumer-based product not available to businesses.

Minimum Balance and Deposit Requirements

There is no minimum balance required to open your Rize™ Checking Account. To qualify for and earn dividends you must make 10 debit card purchase transactions that post to your account during each statement cycle (ATM withdrawal transactions are not considered debit card purchases) This requirement must be met each month in order to be eligible to obtain the Annual Percentage Yield as stated within our Deposit Rates and to earn dividends.

For qualifying accounts that meet the requirements, the balance required to obtain the Annual Percentage Yield for each tier is indicated within our Deposit Rates. Dividends are paid at a tiered rate for the portion of balance within each tier.

Rate Information
Our Rize™ Checking Account is designated as a variable rate account within our Deposit Rates. These rates and yields may change at any time at the Credit Union’s discretion.

Dividend Compounding and Crediting
Dividends will be compounded monthly and will be credited monthly. For the Rize™ Checking Account the period is monthly. For example, the beginning date of the first dividend period of the calendar year is January 1 and the ending date is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date follows the ending date of a dividend period. The most recent dividend declaration date is reflected within our Deposit Rates.

Total dividends paid are the sum of dividends earned from the balance in each tier. The dividend earned, which varies depending on the balance in the account, is calculated daily based on the ending qualifying balance within each tier and is totaled at month-end to pay a blended Annual Percentage Yield during the dividend period. Dividends will be forfeited if your account is closed prior to the last day of the month.

2Access to 30,000 surcharge free ATMs nationwide through the CO-OP ATM Network.