Although the coronavirus remains a concern, the 2022 holiday season is likely to feature more social gatherings than the past few years. But whether you expect a house full of guests or your immediate family, it’s important to celebrate safely.
Here are some tips that might make for a happier and healthier holiday season.
Deck the halls carefully
You want your home to be welcoming and showcase your style, of course. But you also want it to be safe.
- Make sure your walkways and porch have adequate lighting and are clear of ice and snow. Salt icy areas. Repair stairs and handrails if necessary.
- Verify you have working smoke alarms with fresh batteries on every level of your home. If you bring a natural Christmas tree into your home, make sure it’s as fresh as possible and keep it well watered throughout the holiday season. Use only nonflammable or flame-retardant decorations and keep them away from all sources of heat or flames, including fireplaces, heating vents and space heaters.
- Place candles away from flammable materials (including a Christmas tree) and in a stable position where they won’t be knocked over. Never go to bed or leave home with candles still burning. Consider using battery-operated flameless candles.
- When hanging holiday decorations, use a sturdy ladder and make sure it’s on level ground. Have someone act as a spotter and help to stabilize it, and never stand on a higher rung than is recommended by the ladder manufacturer. And stay off the roof — it may be safe for Santa, but it’s risky for the rest of us.
- Before installing lights, carefully check the strands to verify wires and sockets are in good condition and pay attention to the manufacturers’ instructions. Lights and other holiday decorations are rated for indoor, outdoor or dual use. Replace burned out lights before you hang the strand. Replace damaged strands rather than trying to repair them. Don’t attach wires with nails or staple guns. Hanging on small hooks or using tape is safer.
- Consider replacing old incandescent lights with LED lights, which use a fraction of the energy. LEDs produce almost no heat, so they’re safer when hanging on a natural tree or other situations where heat can be dangerous.
- Don’t overload an extension cord. Extension cords are rated for indoor or outdoor usage and a maximum amperage; add up the amperage of decorations that are plugged into each cord. Don’t lay extension cords across walkways or other areas where people might trip or damage the cord.
- Make sure electrical connections stay dry. Wrapping with vinyl electrical tape is helpful, but for wetter conditions, try this trick: Cut holes on either corner of a plastic bag, make the connection inside the bag, roll up the bag with the wires inside, and tape the corners.
- Outdoor electrical outlets should have a ground fault circuit interrupter (GFCI) installed by a licensed electrician. A portable GFCI adapter can be plugged in directly and requires no special skill. If the outlet is open to the weather, an all-weather electrical box can help keep it dry when a cord is plugged in.
- If decorations trip a circuit breaker, look for damaged wires or connections. You may have to reduce the load on that circuit.
- Unplug lights before going to bed or leaving home. A simple timer can turn your lights on and off at the same time each day.
Practice social safety
If you entertain during the holidays, be sure you follow all health guidelines from local, state, and national authorities. If you serve alcohol, take steps to moderate your guests’ drinking and yours, too. Here are some ideas to consider:
- Serve food, which helps people absorb alcohol, and have plenty of water and nonalcoholic drinks available.
- Never encourage guests to drink, and politely ask them to stop if they appear to be inebriated. Never serve alcohol to minors.
- Stop serving alcohol an hour or two before your guests will be leaving, to give them time to process the alcohol before they drive. Offer to call a transportation service or arrange for another driver if it seems unsafe for a guest to drive. If other transportation isn’t available, allow an inebriated guest to sleep at your home.
Review your insurance coverage
Check your homeowners or renter’s policy to make sure you have appropriate coverage for damage to your property and possessions. Also be sure you have sufficient liability coverage if a guest is somehow injured and decides to sue for damages. If you plan to entertain frequently when it’s safe to do so, an umbrella policy with additional liability coverage may be appropriate, especially if you have significant financial assets to protect.
Did you know we offer insurance?
¡Denos 5 minutos y veremos si podemos ahorrarle dinero en todas sus necesidades de seguro!
This information is not intended as tax, legal, investment, or retirement advice or recommendations, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek guidance from an independent tax or legal professional. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. This material was written and prepared by Broadridge Advisor Solutions. © 2021 Broadridge Financial Solutions, Inc.