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1APY = Annual Percentage Yield. APYs shown as of 11.10.22; subject to change without notice. Dividends compound monthly and are calculated on the Daily Balance Method. Your statement will show the actual Annual Percentage Yield Earned (APYE), which may be different from the APY. A penalty will apply for early withdrawal and could reduce the earnings on the account. Unless otherwise directed at maturity, the 11-month Certificate will renew for a 12-month term, the 30-month Certificate will renew for a 24-month term, and the 55-month Certificate will renew for a 48-month term – each at the rates in effect at the time. All Certificates shown have a minimum opening deposit of $1,000, and the new money requirement is being waived. Federally insured by NCUA.