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Accidental Death & Dismemberment (AD&D)

AD&D gives you the confidence of knowing your loved ones will be financially secure in the event of your accidental death or dismemberment.

Debt Protection

Often referred to as payment protection or debt cancellation, it’s designed to protect your family and your estate if you pass away, become disabled, or are unemployed for a period of time.

Guaranteed Asset Protection (GAP)

Most auto insurance policies cover “replacement value” if your vehicle becomes a total loss as the result of an accident or theft. GAP insurance can cover the “gap” between what you may owe on the vehicle and its actual replacement value.

For example:

Mechanical Breakdown Protection (MBP)

The average family drives 18,000 to 20,000 miles per year. At this rate, a manufacturer’s warranty is exhausted in less than two years. It makes great sense to purchase a vehicle with this coverage.