Accidental Death & Dismemberment (AD&D)
AD&D gives you the confidence of knowing your loved ones will be financially secure in the event of your accidental death or dismemberment.
- First $1,000 of insurance coverage is complimentary
- Additional coverage can be purchased up to $300,000 for only pennies a day
Debt Protection
Often referred to as payment protection or debt cancellation, it’s designed to protect your family and your estate if you pass away, become disabled, or are unemployed for a period of time.
- Affordable coverage giving you and your family peace of mind
Guaranteed Asset Protection (GAP)
Most auto insurance policies cover “replacement value” if your vehicle becomes a total loss as the result of an accident or theft. GAP insurance can cover the “gap” between what you may owe on the vehicle and its actual replacement value.
For example:
- You purchase and finance your car for $30,000
- Replacement value according to your insurance company is only $24,000
- You still owe $6,000 on the loan, even though you no longer have the car
- GAP insurance will pay the balance on the loan AND give you $1,000 toward a new car financed through the Credit Union
Mechanical Breakdown Protection (MBP)
The average family drives 18,000 to 20,000 miles per year. At this rate, a manufacturer’s warranty is exhausted in less than two years. It makes great sense to purchase a vehicle with this coverage.
- We can offer you significant savings over buying MBP from the dealer
