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Choose the Savings Account that’s right for you

Our accounts are safe, convenient… and we never forget your money is yours. Let us help you keep more of it.

Whether you’re looking for extra benefits, the basics, or something in between… we’ve got the right account for you.

Money Market & Savings Accounts - Comparison Table

Money Market &
Premier Money Market
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Super Saver
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Prime Savings
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Perfect for...those who want to earn higher dividends and access to fundsthose who want to earn higher dividendsthose establishing membership in the Credit Union
Opening deposit$0$0
$15 early withdraw fee after two free per year
$5
required to establish membership in the Credit Union
Minimum balance to earn dividends$250
Deposit Rates
$250
Deposit Rates
$250
Deposit Rates
Tiered earnings
based on balance
Digital Banking
Digital Banking & Security
ATM Access
30,000 surcharge-free ATMs nationwide
Overdraft protection
when linked to Savings Account
Whether you’re looking for extra benefits, the basics, or something in between… we’ve got the right account for you.

You’re the boss. You tell us how much, for how long, and where to put your money.

IRA & Certificate Accounts - Comparison Table

IRAs
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Certificates
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Perfect for...those who are looking for tax advantages on retirement savingsthose who want to earn higher dividends on their money for a set term
Opening deposit$1,000$1,000
Terms12 to 60 months3 to 60 months
Dividends compound monthly
Deposit Rates

based on Daily Balance Method

based on Daily Balance Method
Digital Banking
Digital Banking & Security
You’re the boss. You tell us how much, for how long, and where to put your money.

Put aside as much or as little as you want throughout the year.

Vacation & Holiday Club Accounts - Comparison Table

Vacation Club
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Holiday Club
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Perfect for...those who want to set aside money for vacationthose who want to save for holiday spending
Opening deposit$0$0
Monthly service fee$0$0
Maturity dateJune 1November 1
Earns dividends
Deposit Rates
Digital Banking
Digital Banking & Security
Put aside as much or as little as you want throughout the year.

When an apple a day just isn’t enough. Protect yourself against out-of-pocket medical expenses.

Health Savings Accounts (HSA) - Benefits Table

HSA Checking & Savings
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Perfect for...those with a high-deductible health plan (HDHP) who want to pay for qualified medical expenses tax-free
Opening deposit and minimum balance$50
Annual contribution limit$3,650
Debit Card
Earns dividends
Deposit Rates
Digital Banking
Digital Banking & Security
When an apple a day just isn’t enough. Protect yourself against out-of-pocket medical expenses.

Health Savings Accounts (HSA) - Coverage Table

Qualified Medical ExpensesNon-Qualified Medical Expenses
  • Acupuncture
  • Alcoholism treatment
  • Annual physical exams
  • Braces
  • Chiropractor
  • Contact lenses
  • Convalescent home medical expenses
  • Dental fees
  • Drug addiction therapy
  • Eyeglasses
  • Handicap equipment
  • Hearing aids and batteries
  • Hydrotherapy
  • LASIK or vision correction eye surgery
  • Nursing home and services
  • Ophthalmologist and optometrist
  • Oxygen and equipment
  • Prenatal care
  • Prescription medicines
  • Psychotherapy
  • Surgery
  • Weight loss programs (prescribed)
  • Athletic club membership
  • Car insurance premiums
  • Cosmetic surgery and procedures
  • Funeral or burial expenses
  • Illegal operations and treatments
  • Illegally procured drugs
  • Over-the-counter medication
  • Premiums for life insurance, income protection, disability, loss of limbs or sight
  • Special food or beverages
  • Travel
Qualified & Non-Qualified Medical Expenses

News, Info & Alerts

Lucy at the Sahara branch in Las Vegas exemplified what customer service is truly all about and missing in so many places.

Orlando G

1.27.23 Google

Very great experience at this bank. Especially our banker, Leslie at the Boyle Heights branch. She went above and beyond to get our finances in order.

Maribel L

1.10.23 Google

I've been hearing for some time about how good SCE Credit Union is toward its members. I decided, because of the good experience of a friend, to become part of the family. I'm glad to be here and look forward to many years of mutual satisfaction. Customer service is the greatest currency any company can have. Thus far, things have been exceptional.

Mitchell B

1.4.23 Google

My story goes back to when the Credit Union was still part of IBEW back in the 60's. I was 3rd gen SCE and retired after 42 years. 120+ family years . The Credit Union has always been there for me with great service and never a mistake on their part. Now in retirement it's great to know my finances are secure from any outside theft. I have had many loans starting way back when the application was all on paper. Now it's just a phone call away. So glad I started here so many years ago.

Steven F

12.31.22

I've banked with them nearly 10 years now, and they always exceed expectations in every way. This is a more personal style of banking... the way it used to be everywhere. Patience is sometimes required, but is always richly rewarded. The SCE web service has improved nicely over the years, and I can't think of anything I need from a bank that they don't offer. They care more than most, and always try harder than the rest.

David P

Yelp 12.27.22

SCE Credit Union has been with me from the start of my financial journey. They financed my first car and were there for my family, too. Through the years, I've appreciated their customer service and the way they recognize me when I walk through the door. The branch manager at Ontario is awesome! She's the reason I keep all my savings with the Credit Union. She customizes and works the products to fit my lifestyle and I trust the integrity of this bank!

Lorena C

12.23.22

I love SCE Credit Union. I've been a member for about 10 years - the customer service has always been A-1! They helped me open a corporate account and made my day.

Damion R

12.19.22

After 40+ years with WellsFargo, I decided to move my account to SCE FCU in Irwindale at my daughter’s suggestion. My WF debit card had an opening date of 8/70. Didn’t care. Best move I ever made. Great customer service. Kudos to the branch manager, George Silva, and his staff. Special shout out to Mari and Aviud. I feel appreciated as I appreciate them.

Hoss L

12.6.22

I'm a proud member since 2014. SCE FCU is very clean inside and out. I recommend anyone looking for a bank to go to them and check out their friendly and helpful staff.

Michelle N

11.15.22

SCE FCU is so kind and helpful. The team members are all so sweet. When we had fraud on our account they called and told us right away. The branch manager was waiting for us at the front desk and helped us with all our needs.

Karen S

11.7.22