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Auto, Motorcycle & RV Rates

Auto Loans - Rates Table

Auto Loans New or Used
TermMin Loan AmtAPR1Est Mo Payment / $1,000
≤ 4 Years$5,0005.24% - 14.24%$23.15 - $27.46
5 Years$10,0005.74% - 14.74%$19.22 - $23.64
6 Years$15,0006.24% - 15.24%$16.69 - $21.29
7 Years2$25,0006.74% - 10.24%$14.97 - $16.73
Auto Loans Rates

Motorcycle Loans - Rates Table

Motorcycle Loans New or Used
TermMin Loan AmtAPR1Est Mo Payment / $1,000
≤ 4 Years$5,0006.74% - 15.74%$23.84 - $28.23
5 Years$10,0007.24% - 16.24%$19.92 - $24.46
6 Years$15,0007.74% - 16.74%$17.42 - $22.12
7 Years$25,0008.24% - 11.74%$15.72 - $17.53
Motorcycle Loans Rates

First-Time Buyer Auto Loans - Rates Table

First-Time Buyer Auto Loans Auto LoansMotorcycle Loans
TermMin Loan AmtAPR1Est Mo Pmt / $1kAPR1Est Mo Pmt / $1k
≤ 4 Years$5,0006.24% - 15.24%$23.60 - $27.977.74% - 16.74%$24.30 - $28.74
5 Years$10,0006.74% - 15.74$19.69 - $24.208.24% - 17.24%$20.40 - $25.00
6 Years$15,0007.24% - 16.24%$17.17- $21.848.74% - 17.74%$15.97 - $20.88
First-Time Buyer Auto Loans Rates

RV, Boat & Dirt Bike Loans - Rates Table

RV, Boat & Dirt Bike Loans New or Used
TermMin Loan AmtAPR1Est Mo Payment / $1,000
≤ 4 Years$2,500
6.74% - 15.74%$23.84 - $28.23
5 Years$15,0007.24% - 16.24%$19.92 - $24.46
6 Years$15,0007.74% - 16.74%$17.42 - $22.12
7 Years$30,0008.24% - 11.74%$15.72 - $17.53
8 - 9 Years$30,0008.74% - 12.24%$14.53 - $16.40
10 - 11 Years$50,0009.24% - 12.74%$12.81 - $14.79
12 - 15 Years$50,0009.74% - 13.24%$11.77 - $13.87
RV, Boat & Dirt Bike Loans Rates

Classic Auto Loans - Rates Table

Classic Auto Loans
TermMin Loan AmtAPR13Est Mo Payment / $1,000
≤ 4 Years$5,0006.24% - 9.74%$23.60 - $25.25
5 Years$10,0006.74% - 10.24%$19.69 - $21.38
6 Years$15,0007.24% - 10.74%$17.17 - $18.91
7 Years$25,0007.74% - 9.74%$15.47 - $16.48
Classic Auto Loans Rates

Vehicle Value Loans - Rates Table

Vehicle Value Loans
TermMin Loan AmtAPR14Est Mo Payment / $1,000
3 Years$1,500
4.49% - 14.24%$34.30 - $85.38
4 Years$5,0004.49% - 14.24%$22.80 - $27.46
5 Years$10,0004.49% - 14.24%$18.64 - $23.53
6 Years$15,0004.99% - 9.24%$16.11 - $18.15
Vehicle Value Loans Rates

Home Equity & Mortgage Rates

Home Equity Lines of Credit - Rates Table

Home Equity Lines of Credit
Interest-Only HELOCTraditional HELOCTraditional HELOC
Owner Occupied APR56Owner Occupied APR5Non-Owner Occupied APR5
8.50% - 10.25%8.25% - 13.25%9.25% - 11.25%
Home Equity Lines of Credit Rates

Home Equity Loans - Rates Table

Home Equity Loans
TermOwner Occupied APR5Non-Owner Occupied APR5
≤ 10 Years6.75% - 9.25%7.75% - 8.75%
15 Years7.25% - 9.75%8.25% - 9.25%
20 Years7.75% - 10.25%
Home Equity Loans Rates

Home Mortgage Loans

Please visit our Mortgage Center for the most current rate information.

Personal Loan Rates

Lines of Credit - Rates Table

Lines of Credit
TermAPR7Daily Periodic Rate
Revolving15.50% - 18.00%0.042465% - 0.049315
Lines of Credit Rates

Share Secured Line of Credit - Rates Table

Share-Secured Lines of Credit
Min Loan AmtAPR7Daily Periodic Rate
Secure 100% of amount borrowedShare rate + 3%0.008356%
Share Secured Line of Credit Rates

Signature Loans - Rates Table

Signature Loans - including Quinceañera Loans
TermMin Loan AmtAPR7Est Mo Payment / $1,000
2 Years$250
8.50% - 13.50%$45.46 - $47.78
4 Years$2,5009.50% - 14.50%$25.13 - $27.59
5 Years$5,00010.50% - 18.00%$21.50 - $25.40
Signature Loans Rates

Certificate Secured Loans - Rates Table

Certificate-Secured Loans
TermMin Loan AmtAPR7
Options up to 5 years8Secure 100% of amount borrowedCertificate rate + 2%
Certificate Secured Loans Rates

Credit Builder Loans - Rates Table

Credit Builder Loans
TermMin Loan AmtAPR7Est Mo Payment / $1,000
9 Months9$500
5.50%$113.67
2 Years$500
5.50%$44.10
4 Years$2,5006.00%$23.49
5 Years$5,0006.50%$19.57
Credit Builder Loans Rates

Visa Credit Card Rates

Visa Credit Cards - Rates Table

Visa Credit Cards
Intro APR1011Variable APRFixed APR
Platinum2.90%
14.50% - 18.00%
Secured Platinum14.00%
Teen Platinum122.90%12.50%
Visa Credit Cards Rates

Susan in the Lending Department is amazing! She did an amazing job in helping me refinancing my 2017 Jeep Cherokee Latitude. I love her customers service!

CL

Google 6.8.23

Aly in the Lending Department helped me from start to finish with my loan process and made it very easy for me.

Andrew A

Google 6.7.23

Excellent customer service! Joy and Sarah-Jane at the Sahara branch were so nice.

Steven P

Google 6.7.23

Everyone treated me with respect, courtesy and kindness. All were professional and very helpful.

Mary B

Google 6.3.23

As a new member, I was surprised with there worm, kind, and patient hospitality, and caring above and beyond my expectations. What a difference! Their professional and excellent attitude made me feel comfortable and relaxed when opening my account. Thank you!

Arya S

Google 6.2.23

Really easy to open an account and people there are really helpful.

Israel M

Google 6.1.23

Great experience, everyone is very professional and informative. 100% would say SCE Credit Union has been amazing.

K00pa0ne

Google 5.31.23

Want to give a shout out to Lucy N. at the Sahara branch. We needed immediate assistance with an issue related to a deed reconveyance and Lucy worked to ensure the matter was resolved ASAP. She was professional and courteous - a true asset to SCE Credit Union!! Many thanks!!

Erin D

Yelp 5.29.23

Just completed a loan with SCE Credit Union. I appreciated the ease of the application process; the speed of the entire process; and the continuous communication from employees.

Yolie P

Google 5.27.23

I love SCE Credit Union.

Pinky Lee R

Google 5.26.23