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Auto, Motorcycle & RV Rates

Auto Loans - Rates Table

Auto Loans New or Used
TermMin Loan AmtAPR1Est Mo Payment / $1,000
≤ 4 Years$5,0005.24% - 14.24%$23.15 - $27.46
5 Years$10,0005.74% - 14.74%$19.22 - $23.64
6 Years$15,0006.24% - 15.24%$16.69 - $21.29
7 Years2$25,0006.74% - 10.24%$14.97 - $16.73
Auto Loans Rates

Motorcycle Loans - Rates Table

Motorcycle Loans New or Used
TermMin Loan AmtAPR1Est Mo Payment / $1,000
≤ 4 Years$5,0006.74% - 15.74%$23.84 - $28.23
5 Years$10,0007.24% - 16.24%$19.92 - $24.46
6 Years$15,0007.74% - 16.74%$17.42 - $22.12
7 Years$25,0008.24% - 11.74%$15.72 - $17.53
Motorcycle Loans Rates

First-Time Buyer Auto Loans - Rates Table

First-Time Buyer Auto Loans Auto LoansMotorcycle Loans
TermMin Loan AmtAPR1Est Mo Pmt / $1kAPR1Est Mo Pmt / $1k
≤ 4 Years$5,0006.24% - 15.24%$23.60 - $27.977.74% - 16.74%$24.30 - $28.74
5 Years$10,0006.74% - 15.74$19.69 - $24.208.24% - 17.24%$20.40 - $25.00
6 Years$15,0007.24% - 16.24%$17.17- $21.848.74% - 17.74%$15.97 - $20.88
First-Time Buyer Auto Loans Rates

RV, Boat & Dirt Bike Loans - Rates Table

RV, Boat & Dirt Bike Loans New or Used
TermMin Loan AmtAPR1Est Mo Payment / $1,000
≤ 4 Years$2,500
6.74% - 15.74%$23.84 - $28.23
5 Years$15,0007.24% - 16.24%$19.92 - $24.46
6 Years$15,0007.74% - 16.74%$17.42 - $22.12
7 Years$30,0008.24% - 11.74%$15.72 - $17.53
8 - 9 Years$30,0008.74% - 12.24%$14.53 - $16.40
10 - 11 Years$50,0009.24% - 12.74%$12.81 - $14.79
12 - 15 Years$50,0009.74% - 13.24%$11.77 - $13.87
RV, Boat & Dirt Bike Loans Rates

Classic Auto Loans - Rates Table

Classic Auto Loans
TermMin Loan AmtAPR3Est Mo Payment / $1,000
≤ 4 Years$5,0006.24% - 9.74%$23.60 - $25.25
5 Years$10,0006.74% - 10.24%$19.69 - $21.38
6 Years$15,0007.24% - 10.74%$17.17 - $18.91
7 Years$25,0007.74% - 9.74%$15.47 - $16.48
Classic Auto Loans Rates

Vehicle Value Loans - Rates Table

Vehicle Value Loans
TermMin Loan AmtAPR1,4Est Mo Payment / $1,000
3 Years$1,500
4.49% - 14.24%$34.30 - $85.38
4 Years$5,0004.49% - 14.24%$22.80 - $27.46
5 Years$10,0004.49% - 14.24%$18.64 - $23.53
6 Years$15,0004.99% - 9.24%$16.11 - $18.15
Vehicle Value Loans Rates

1APR = Annual Percentage Rate. Rates are subject to change without notice, are based on creditworthiness, and may require a down payment. Maximum rate of 18%. An additional 0.25% discount is available with a down payment of at least 10%. Some restrictions apply. Vehicles with mileage in excess of 150,000 may be subject to a rate adjustment of 1%. 2Teen Auto Loans available up to 6 years. Teen must be at least 16 years old to apply. Parent required on account and must meet credit qualifications. 3Certified appraisal required. 4Inspection may be required.

Home Equity & Mortgage Rates

Home Equity Lines of Credit - Rates Table

Home Equity Lines of Credit
Interest-Only HELOCTraditional HELOCTraditional HELOC
Owner Occupied APR5,6Owner Occupied APR5Non-Owner Occupied APR5
8.75% - 11.00%8.50% - 13.50%9.50% - 11.50%
Home Equity Lines of Credit Rates

Home Equity Loans - Rates Table

Home Equity Loans
TermOwner Occupied APR5Non-Owner Occupied APR5
≤ 10 Years6.75% - 9.25%7.75% - 8.75%
15 Years7.25% - 9.75%8.25% - 9.25%
20 Years7.75% - 10.25%
Home Equity Loans Rates

Home Mortgage Loans

Please visit our Mortgage Center for the most current rate information.

5APR = Annual Percentage Rate. Based on Prime Rate of 8.50% as of 7.26.23 plus a 0% to 5% margin and applicable LTV = rate, subject to creditworthiness. Floor rates range from 4% to 8%. There is no cap on Interest-Only HELOCs. Annual cap on Traditional HELOCs is 2%, and lifetime cap is 6%, above the fully indexed rate at the time of origination. Minimum loan amount is $25,000. Sample payment based on a $25,000 loan for 10 years at 9.25% APR would be $320.18. Processing fees can range from $487 to $1,337 for California and $312 to $1,192 for Nevada, paid by the borrower. Additional fees may apply. 6Not available on non-owner occupied dwellings.

Personal Loan Rates

Lines of Credit - Rates Table

Lines of Credit
TermAPR7Daily Periodic Rate
Revolving15.75% - 18.00%0.043150% - 0.049315
Lines of Credit Rates

Share Secured Line of Credit - Rates Table

Share-Secured Lines of Credit
Min Loan AmtAPR7Daily Periodic Rate
Secure 100% of amount borrowedShare rate + 3%0.008356%
Share Secured Line of Credit Rates

Signature Loans - Rates Table

Signature Loans - including Quinceañera Loans
TermMin Loan AmtAPR7Est Mo Payment / $1,000
2 Years$250
8.50% - 13.50%$45.46 - $47.78
4 Years$2,5009.50% - 14.50%$25.13 - $27.59
5 Years$5,00010.50% - 18.00%$21.50 - $25.40
Signature Loans Rates

Certificate Secured Loans - Rates Table

Certificate-Secured Loans
TermMin Loan AmtAPR7
Options up to 5 years8Secure 100% of amount borrowedCertificate rate + 2%
Certificate Secured Loans Rates

Credit Builder Loans - Rates Table

Credit Builder Loans
TermMin Loan AmtAPR7Est Mo Payment / $1,000
9 Months9$500
5.50%$113.67
2 Years$500
5.50%$44.10
4 Years$2,5006.00%$23.49
5 Years$5,0006.50%$19.57
Credit Builder Loans Rates

7APR = Annual Percentage Rate. 8Interest must be paid annually, if not on a repayment plan. Maximum loan amount based on creditworthiness and ability to repay. $1,000 minimum loan amount. Maximum rate of 18%. 9Teen Credit Builder Loans only – ages 16 to 17.

Visa Credit Card Rates

Visa Credit Cards - Rates Table

Visa Credit Cards
Intro APR10,11Variable APRFixed APR
Platinum2.90%
15.00% - 18.00%
Secured Platinum17.50%
Teen Platinum122.90%12.50%
Visa Credit Cards Rates

10APR = Annual Percentage Rate. Variable rates based on Prime Rate of 8.50% as of 7.26.23 plus a 6.75% – 14.00% margin. 11Standard introductory period is six billing cycles. All rates based on creditworthiness. Variable rates change based on the Prime Rate plus a margin. Limits $1,000 to $50,000, $500 for Teens. $10 or 3% transaction fee on Balance Transfers and Cash Advances, whichever is greater. 1% foreign transaction fee. $25 penalty fee for late or returned payments. 12Teen must be at least 16 years old to apply. Parent required on account and must meet credit qualifications.