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Savings Accounts

Savings Accounts - Comparison Table

Super Saver
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Prime Savings
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Youth Savings & Youth Super Saver
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Perfect for......those who want to earn higher dividends...those establishing membership in the Credit Union...for children ages 0 to 17
Opening deposit$0
$15 early withdraw fee after two free per year
$5
required to establish membership in the Credit Union
$5
required to establish membership in the Credit Union
Minimum balance to earn dividends
Deposit Rates
$250
$250$0
Tiered earnings
Digital Banking
Digital Banking & Security
ATM Access
30,000 surcharge-free ATMs nationwide
Whether you’re looking for extra benefits, the basics, or something in between… we’ve got the right account for you.

IRA & Certificate Accounts

You’re the boss. You tell us how much, for how long, and where to put your money.

IRA & Certificate Accounts - Comparison Table

IRAs
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Certificates
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Perfect for......those who are looking for tax advantages on retirement savings...those who want to earn higher dividends on their money for a set term
Opening deposit$1,000$1,000
Terms12 to 60 months3 to 60 months
Dividends compound monthly
Deposit Rates

based on Daily Balance Method

based on Daily Balance Method
Digital Banking
Digital Banking & Security
You’re the boss. You tell us how much, for how long, and where to put your money.

Money Market

Money Market Accounts - Comparison Table

Money Market &
Premier Money Market
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Perfect for......those who want to earn higher dividends and access to funds
Opening deposit$0
Minimum balance to earn dividends
Deposit Rates
$250
Tiered earnings
based on balance
Digital Banking
Digital Banking & Security
ATM Access
30,000 surcharge-free ATMs nationwide
Overdraft protection
when linked to Savings Account
Whether you’re looking for extra benefits, the basics, or something in between… we’ve got the right account for you.

Vacation & Holiday Club Accounts

Put aside as much or as little as you want throughout the year.

Vacation & Holiday Club Accounts - Comparison Table

Vacation Club
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Holiday Club
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Perfect for......those who want to set aside money for vacation...those who want to save for holiday spending
Opening deposit$0$0
Monthly service fee$0$0
Maturity dateJune 1November 1
Earns dividends
Deposit Rates
Digital Banking
Digital Banking & Security
Put aside as much or as little as you want throughout the year.

Health Savings Accounts (HSA)

When an apple a day just isn’t enough. Protect yourself against out-of-pocket medical expenses.

Health Savings Accounts (HSA) - Benefits Table

HSA Checking & Savings
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Perfect for......those with a high-deductible health plan (HDHP) who want to pay for qualified medical expenses tax-free
Opening deposit and minimum balance$50
Annual contribution limit$3,650
Debit Card
Earns dividends
Deposit Rates
Digital Banking
Digital Banking & Security
When an apple a day just isn’t enough. Protect yourself against out-of-pocket medical expenses.

Health Savings Accounts (HSA) - Coverage Table

Qualified Medical ExpensesNon-Qualified Medical Expenses
  • Acupuncture
  • Alcoholism treatment
  • Annual physical exams
  • Braces
  • Chiropractor
  • Contact lenses
  • Convalescent home medical expenses
  • Dental fees
  • Drug addiction therapy
  • Eyeglasses
  • Handicap equipment
  • Hearing aids and batteries
  • Hydrotherapy
  • LASIK or vision correction eye surgery
  • Nursing home and services
  • Ophthalmologist and optometrist
  • Oxygen and equipment
  • Prenatal care
  • Prescription medicines
  • Psychotherapy
  • Surgery
  • Weight loss programs (prescribed)
  • Athletic club membership
  • Car insurance premiums
  • Cosmetic surgery and procedures
  • Funeral or burial expenses
  • Illegal operations and treatments
  • Illegally procured drugs
  • Over-the-counter medication
  • Premiums for life insurance, income protection, disability, loss of limbs or sight
  • Special food or beverages
  • Travel
Qualified & Non-Qualified Medical Expenses

News, Info & Alerts

Great experience, everyone is very professional and informative. 100% would say SCE Credit Union has been amazing.

K00pa0ne

Google 5.31.23

Want to give a shout out to Lucy N. at the Sahara branch. We needed immediate assistance with an issue related to a deed reconveyance and Lucy worked to ensure the matter was resolved ASAP. She was professional and courteous - a true asset to SCE Credit Union!! Many thanks!!

Erin D

Yelp 5.29.23

Just completed a loan with SCE Credit Union. I appreciated the ease of the application process; the speed of the entire process; and the continuous communication from employees.

Yolie P

Google 5.27.23

I love SCE Credit Union.

Pinky Lee R

Google 5.26.23

It was extremely fast and easy. Loan consultant Jaime Marquez was very supportive and understanding of what exactly I was looking for and did a very good job explaining everything.

Jorge R

Google 5.19.23

Looking for good service and a friendly experience you get that here with SCE Credit Union. My car loan was a good experience, my home loan will be next.

Jorge M

Google 5.19.23

First of all the lady, Sandra, who was on a teleconference with me, helped process my loan application and was nothing short of an angel. She made me feel comfortable and at ease with the whole process. I felt she went above and beyond. And As far as the Irwindale branch goes, every single person who works at that branch is a joy to communicate with. Everyone truly feels genuine and they are all so helpful.

Roy T

Google 5.13.23

My entire loan process was quick, easy, and hassle free!!! Gina was great to work with, she was also friendly and professional.

Renee K

Google 5.10.23

Always gr4eat to deal with this bank. Better than any I've experienced in the last 30 years.

G T

Google 5.10.23

Always great service. They remember their members. Great staff. Great manager.

Mr Brightside

Google 5.8.23