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Savings Accounts

Our Prime Savings account is the basic account required for membership at SCE Credit Union. It opens the door to access all other great products and services we offer. Check out the chart below to compare our savings accounts.

Savings Accounts - Comparison Table

Prime Savings
Open an Account
Super Saver
Open an Account
Perfect for......those establishing membership in the Credit Union...those who want to earn higher dividends
Opening deposit$5
required to establish membership in the Credit Union
$0
$15 early withdraw fee after two free per year
Minimum balance to earn dividends
Deposit Rates
$250$250
Tiered earnings
Digital Banking
Digital Banking & Security
ATM Access
30,000 surcharge-free ATMs nationwide
Whether you’re looking for extra benefits, the basics, or something in between… we’ve got the right account for you.

IRA & Certificate Accounts

You’re the boss. You tell us how much, for how long, and where to put your money.

IRA & Certificate Accounts - Comparison Table

IRAs
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Certificates
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Perfect for......those who are looking for tax advantages on retirement savings...those who want to earn higher dividends on their money for a set term
Opening deposit$1,000$1,000
Terms12 to 60 months3 to 60 months
Dividends compound monthly
Deposit Rates

based on Daily Balance Method

based on Daily Balance Method
Digital Banking
Digital Banking & Security
You’re the boss. You tell us how much, for how long, and where to put your money.

Money Market

Money Market Accounts - Comparison Table

Money Market &
Premier Money Market
Open an Account
Perfect for......those who want to earn higher dividends and access to funds
Opening deposit$0
Minimum balance to earn dividends
Deposit Rates
$250
Tiered earnings
based on balance
Digital Banking
Digital Banking & Security
ATM Access
30,000 surcharge-free ATMs nationwide
Overdraft protection
when linked to Savings Account
Whether you’re looking for extra benefits, the basics, or something in between… we’ve got the right account for you.

Vacation & Holiday Club Accounts

Put aside as much or as little as you want throughout the year.

Vacation & Holiday Club Accounts - Comparison Table

Vacation Club
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Holiday Club
Open an Account
Perfect for......those who want to set aside money for vacation...those who want to save for holiday spending
Opening deposit$0$0
Monthly service fee$0$0
Maturity dateJune 1November 1
Earns dividends
Deposit Rates
Digital Banking
Digital Banking & Security
Put aside as much or as little as you want throughout the year.

Health Savings Accounts (HSA)

When an apple a day just isn’t enough. Protect yourself against out-of-pocket medical expenses.

Health Savings Accounts (HSA) - Benefits Table

HSA Checking & Savings
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Perfect for......those with a high-deductible health plan (HDHP) who want to pay for qualified medical expenses tax-free
Opening deposit and minimum balance$50
Annual contribution limit$3,650
Debit Card
Earns dividends
Deposit Rates
Digital Banking
Digital Banking & Security
When an apple a day just isn’t enough. Protect yourself against out-of-pocket medical expenses.

Health Savings Accounts (HSA) - Coverage Table

Qualified Medical ExpensesNon-Qualified Medical Expenses
  • Acupuncture
  • Alcoholism treatment
  • Annual physical exams
  • Braces
  • Chiropractor
  • Contact lenses
  • Convalescent home medical expenses
  • Dental fees
  • Drug addiction therapy
  • Eyeglasses
  • Handicap equipment
  • Hearing aids and batteries
  • Hydrotherapy
  • LASIK or vision correction eye surgery
  • Nursing home and services
  • Ophthalmologist and optometrist
  • Oxygen and equipment
  • Prenatal care
  • Prescription medicines
  • Psychotherapy
  • Surgery
  • Weight loss programs (prescribed)
  • Athletic club membership
  • Car insurance premiums
  • Cosmetic surgery and procedures
  • Funeral or burial expenses
  • Illegal operations and treatments
  • Illegally procured drugs
  • Over-the-counter medication
  • Premiums for life insurance, income protection, disability, loss of limbs or sight
  • Special food or beverages
  • Travel
Qualified & Non-Qualified Medical Expenses

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