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Savings Accounts

Savings Accounts - Comparison Table

Super Saver
Open an Account		Prime Savings
Open an Account		Youth Savings & Youth Super Saver
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Perfect for......those who want to earn higher dividends...those establishing membership in the Credit Union...for children ages 0 to 17
Opening deposit$0
$15 early withdraw fee after two free per year		$5
required to establish membership in the Credit Union		$5
required to establish membership in the Credit Union
Minimum balance to earn dividends
Deposit Rates		$250
$250$0
Tiered earnings
Digital Banking
Digital Banking & Security
ATM Access
30,000 surcharge-free ATMs nationwide
Whether you’re looking for extra benefits, the basics, or something in between… we’ve got the right account for you.

IRA & Certificate Accounts

You’re the boss. You tell us how much, for how long, and where to put your money.

IRA & Certificate Accounts - Comparison Table

IRAs
Contact Us		Certificates
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Perfect for......those who are looking for tax advantages on retirement savings...those who want to earn higher dividends on their money for a set term
Opening deposit$1,000$1,000
Terms12 to 60 months3 to 60 months
Dividends compound monthly
Deposit Rates
based on Daily Balance Method
based on Daily Balance Method
Digital Banking
Digital Banking & Security
You’re the boss. You tell us how much, for how long, and where to put your money.

Money Market

Money Market Accounts - Comparison Table

Money Market &
Premier Money Market
Open an Account
Perfect for......those who want to earn higher dividends and access to funds
Opening deposit$0
Minimum balance to earn dividends
Deposit Rates		$250
Tiered earnings
based on balance
Digital Banking
Digital Banking & Security
ATM Access
30,000 surcharge-free ATMs nationwide
Overdraft protection
when linked to Savings Account
Whether you’re looking for extra benefits, the basics, or something in between… we’ve got the right account for you.

Vacation & Holiday Club Accounts

Put aside as much or as little as you want throughout the year.

Vacation & Holiday Club Accounts - Comparison Table

Vacation Club
Open an Account		Holiday Club
Open an Account
Perfect for......those who want to set aside money for vacation...those who want to save for holiday spending
Opening deposit$0$0
Monthly service fee$0$0
Maturity dateJune 1November 1
Earns dividends
Deposit Rates
Digital Banking
Digital Banking & Security
Put aside as much or as little as you want throughout the year.

Health Savings Accounts (HSA)

When an apple a day just isn’t enough. Protect yourself against out-of-pocket medical expenses.

Health Savings Accounts (HSA) - Benefits Table

HSA Checking & Savings
Open an Account
Perfect for......those with a high-deductible health plan (HDHP) who want to pay for qualified medical expenses tax-free
Opening deposit and minimum balance$50
Annual contribution limit$3,650
Debit Card
Earns dividends
Deposit Rates
Digital Banking
Digital Banking & Security
When an apple a day just isn’t enough. Protect yourself against out-of-pocket medical expenses.

Health Savings Accounts (HSA) - Coverage Table

Qualified Medical ExpensesNon-Qualified Medical Expenses
  • Acupuncture
  • Alcoholism treatment
  • Annual physical exams
  • Braces
  • Chiropractor
  • Contact lenses
  • Convalescent home medical expenses
  • Dental fees
  • Drug addiction therapy
  • Eyeglasses
  • Handicap equipment
  • Hearing aids and batteries
  • Hydrotherapy
  • LASIK or vision correction eye surgery
  • Nursing home and services
  • Ophthalmologist and optometrist
  • Oxygen and equipment
  • Prenatal care
  • Prescription medicines
  • Psychotherapy
  • Surgery
  • Weight loss programs (prescribed)
  • Athletic club membership
  • Car insurance premiums
  • Cosmetic surgery and procedures
  • Funeral or burial expenses
  • Illegal operations and treatments
  • Illegally procured drugs
  • Over-the-counter medication
  • Premiums for life insurance, income protection, disability, loss of limbs or sight
  • Special food or beverages
  • Travel
Qualified & Non-Qualified Medical Expenses

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What our members say

Susan in the Lending Department is amazing! She did an amazing job in helping me refinancing my 2017 Jeep Cherokee Latitude. I love her customers service!

CL

Google 6.8.23

Aly in the Lending Department helped me from start to finish with my loan process and made it very easy for me.

Andrew A

Google 6.7.23

Excellent customer service! Joy and Sarah-Jane at the Sahara branch were so nice.

Steven P

Google 6.7.23

Everyone treated me with respect, courtesy and kindness. All were professional and very helpful.

Mary B

Google 6.3.23

As a new member, I was surprised with there worm, kind, and patient hospitality, and caring above and beyond my expectations. What a difference! Their professional and excellent attitude made me feel comfortable and relaxed when opening my account. Thank you!

Arya S

Google 6.2.23

Really easy to open an account and people there are really helpful.

Israel M

Google 6.1.23

Great experience, everyone is very professional and informative. 100% would say SCE Credit Union has been amazing.

K00pa0ne

Google 5.31.23

Want to give a shout out to Lucy N. at the Sahara branch. We needed immediate assistance with an issue related to a deed reconveyance and Lucy worked to ensure the matter was resolved ASAP. She was professional and courteous - a true asset to SCE Credit Union!! Many thanks!!

Erin D

Yelp 5.29.23

Just completed a loan with SCE Credit Union. I appreciated the ease of the application process; the speed of the entire process; and the continuous communication from employees.

Yolie P

Google 5.27.23

I love SCE Credit Union.

Pinky Lee R

Google 5.26.23

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