Savings Accounts
Choose the account that's right for you
Our accounts are safe, convenient… and we never forget your money is yours.
Let us help you keep more of it.
Savings Accounts
Our Prime Savings account is the basic account required for membership at SCE Credit Union. It opens the door to access all other great products and services we offer. Check out the chart below to compare our savings accounts.
Savings Accounts - Comparison Table
| Prime Savings Open an Account | Super Saver Open an Account | |
|---|---|---|
| Perfect for... | ...those establishing membership in the Credit Union | ...those who want to earn higher dividends |
| Opening deposit | $5 required to establish membership in the Credit Union | $0 $15 early withdraw fee after two free per year |
| Minimum balance to earn dividends Deposit Rates | $250 | $250 |
| Tiered earnings | ||
| Digital Banking Digital Banking & Security | ||
| ATM Access 30,000 surcharge-free ATMs nationwide |
IRA & Certificate Accounts
You’re the boss. You tell us how much, for how long, and where to put your money.
IRA & Certificate Accounts - Comparison Table
| IRAs Contact Us | Certificates Contact Us | |
|---|---|---|
| Perfect for... | ...those who are looking for tax advantages on retirement savings | ...those who want to earn higher dividends on their money for a set term |
| Opening deposit | $1,000 | $1,000 |
| Terms | 12 to 60 months | 3 to 60 months |
| Dividends compound monthly Deposit Rates | based on Daily Balance Method | based on Daily Balance Method |
| Digital Banking Digital Banking & Security |
Money Market
Money Market Accounts - Comparison Table
| Money Market & Premier Money Market Open an Account | |
|---|---|
| Perfect for... | ...those who want to earn higher dividends and access to funds |
| Opening deposit | $0 |
| Minimum balance to earn dividends Deposit Rates | $250 |
| Tiered earnings | based on balance |
| Digital Banking Digital Banking & Security | |
| ATM Access 30,000 surcharge-free ATMs nationwide | |
| Overdraft protection when linked to Savings Account |
Vacation & Holiday Club Accounts
Put aside as much or as little as you want throughout the year.
Vacation & Holiday Club Accounts - Comparison Table
| Vacation Club Open an Account | Holiday Club Open an Account | |
|---|---|---|
| Perfect for... | ...those who want to set aside money for vacation | ...those who want to save for holiday spending |
| Opening deposit | $0 | $0 |
| Monthly service fee | $0 | $0 |
| Maturity date | June 1 | November 1 |
| Earns dividends Deposit Rates | ||
| Digital Banking Digital Banking & Security |
Health Savings Accounts (HSA)
When an apple a day just isn’t enough. Protect yourself against out-of-pocket medical expenses.
Health Savings Accounts (HSA) - Benefits Table
| HSA Checking & Savings Open an Account | |
|---|---|
| Perfect for... | ...those with a high-deductible health plan (HDHP) who want to pay for qualified medical expenses tax-free |
| Opening deposit and minimum balance | $50 |
| Annual contribution limit | $3,650 |
| Debit Card | |
| Earns dividends Deposit Rates | |
| Digital Banking Digital Banking & Security |
Health Savings Accounts (HSA) - Coverage Table
| Qualified Medical Expenses | Non-Qualified Medical Expenses |
|---|---|
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