Banking for Kids & Teens
Teaching good financial habits.
We’re here to help you raise money smart kids for lifelong
financial success – before they think they know everything
about real life. Right?!
We get it, credit is complicated. When you’re young, establishing credit can seem overwhelming. Having good credit is necessary,
but where do you start? We have solutions.
This loan is one of the best ways to build credit for a teen who’s 16 or 17 years old… and can help build their savings at the same time.
Here’s how it works:
Pro Tip! Help them set up a monthly automatic transfer from their Teen Checking account to ensure payments are made on time, helping to build their good payment history. Too easy!
Apply for a Visa
|Perfect for...||a teen ages 16 to 17 who want to start establishing credit|
for six billing cycles1
requires a parent or guardian joint owner
|Cash Advance Fee||3% ($10 minimum)|
|Foreign Transaction Fee||1%|
|Requirements||Parent must be on the account and meet credit qualifications|
Digital Banking & Security
|Identity theft protection|
|Extended purchase warranties|
1Standard introductory period is six billing cycles, after which balances are converted to a fixed rate based on Prime Rate plus a margin.
Remember being a teenager and really wanting two things… your driver’s license and your own car? We do!
1Estimated monthly payment per $1,000 on a 60-month term at 3.99% APR is $18.42 and subject to change.