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Loan Rates

Teen Auto Loan

Apply for a Teen Auto Loan
Insurance Services
Auto Buying Services
  • New or used cars
  • Low interest rates
  • Loans up to $25,000
  • Repayment terms up to 72 months1
  • Teen must be at least 16 years old to apply
  • Parent required on account and must meet credit qualifications
  • Guaranteed Asset Protection (GAP)
  • Mechanical Breakdown Protection (MBP)

1Estimated monthly payment per $1,000 on a 60-month term at 3.99% APR is $18.42 and subject to change.

Teen Credit Builder Loan

Apply for a Teen Credit Builder Loan

This loan is one of the best ways to build credit for a teen who’s 16 or 17 years old… and can help build their savings at the same time.

Here’s how it works:

  • We deposit $250 into an SCE Credit Union Savings account in their name, where it earns dividends
  • They make on-time monthly payments of $29, based on simple terms we all agree upon
  • As payments are made, we report the good payment history to the credit bureaus
  • The funds that have been repaid are then made available to spend – or the money can be left in the account to earn more dividends

Pro Tip! Help them set up a monthly automatic transfer from their Teen Checking account to ensure payments are made on time, helping to build their good payment history. Too easy!

Teen Visa Credit Card

Teen Visa Credit Card - Table

Teen Platinum
Apply for a Teen Visa
Perfect for......a teen ages 16 to 17 who want to start establishing credit
Introductory rate
Loan Rates		2.90%
for six billing cycles1
Annual fee$0
requires a parent or guardian joint owner
Limit$500
Cash Advance Fee3% ($10 minimum)
Foreign Transaction Fee1%
RequirementsParent must be on the account and meet credit qualifications
Digital Banking
Digital Banking & Security
Identity theft protection
Extended purchase warranties
A Teen Visa Credit Card is perfect for a teen ages 16 to 17 who want to start establishing credit.

1Standard introductory period is six billing cycles, after which balances are converted to a fixed rate based on Prime Rate plus a margin.

Visa Disclosures

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What our members say

Susan in the Lending Department is amazing! She did an amazing job in helping me refinancing my 2017 Jeep Cherokee Latitude. I love her customers service!

CL

Google 6.8.23

Aly in the Lending Department helped me from start to finish with my loan process and made it very easy for me.

Andrew A

Google 6.7.23

Excellent customer service! Joy and Sarah-Jane at the Sahara branch were so nice.

Steven P

Google 6.7.23

Everyone treated me with respect, courtesy and kindness. All were professional and very helpful.

Mary B

Google 6.3.23

As a new member, I was surprised with there worm, kind, and patient hospitality, and caring above and beyond my expectations. What a difference! Their professional and excellent attitude made me feel comfortable and relaxed when opening my account. Thank you!

Arya S

Google 6.2.23

Really easy to open an account and people there are really helpful.

Israel M

Google 6.1.23

Great experience, everyone is very professional and informative. 100% would say SCE Credit Union has been amazing.

K00pa0ne

Google 5.31.23

Want to give a shout out to Lucy N. at the Sahara branch. We needed immediate assistance with an issue related to a deed reconveyance and Lucy worked to ensure the matter was resolved ASAP. She was professional and courteous - a true asset to SCE Credit Union!! Many thanks!!

Erin D

Yelp 5.29.23

Just completed a loan with SCE Credit Union. I appreciated the ease of the application process; the speed of the entire process; and the continuous communication from employees.

Yolie P

Google 5.27.23

I love SCE Credit Union.

Pinky Lee R

Google 5.26.23

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