Our HELOCS open doors to possibilities

Limited time offer through June 30, 2024:
5.99% APR intro rate for 12 months on Home Equity Lines of Credit1

Traditional HELOC2

10-year draw period, no prepayment penalty
10-year repayment period

Interest-Only HELOC3

10-year draw period, no prepayment penalty
20-year repayment period

When you join SCE Credit Union, you become more than a member ‒ you become an owner.

Profits go back to you in the form of better rates and low or no fees. We’re more than just a bank, we’re a community of people who share a common vision to improve lives through financial empowerment.

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Equal Housing Lender. 1Promotional period 4.22.2024 to 6.30.2024. APR = Annual Percentage Rate. Introductory rate expires 12 months after origination. Regular rates vary from 8.50 to 13.50% APR for Traditional and 8.75 to 11.00% APR for Interest-Only, depending on individual creditworthiness. Owner-occupied only. California and Nevada properties only. HELOC APR is variable and based on a Prime Rate of 8.50% as of 4.1.24 plus a margin of 0 to 5% on Traditional and 0.25 to 2.50% on Interest-Only, subject to individual creditworthiness. LTV = Loan to Value. Processing fees can range from $487 to $1,337 for California and $312 to $1,192 for Nevada, paid by the borrower. Additional fees may apply subject to type and evaluation of property, ownership, and lien status. Proof of property insurance required. Loan subject to credit approval based upon Credit Union policies, terms, and conditions. Credit Union membership is required. 2Estimated monthly payment based on a $25,000 advance/outstanding balance at 9.50% APR is $250.00. 3Estimated monthly payment based on a $25,000 advance/outstanding balance at 9.50% APR is $197.92. 4Consult your tax advisor.

Non-owner-occupied options available on Traditional HELOCs at non-promotional rates.