Fees & Charges - Details Table

ATM surcharge$2Free when using SCE FCU or CO-OP Network ATMs
Bill Pay$5
Expedited payment – electronic
Expedited payment – check
Checksat costPersonal and Business
Check copies$2Two free per statement
Coin deposit5%
Of amount redeemed by members, waived on Youth accounts
Of amount redeemed by non-members
Courtesy Pay (paid item)27$26No fee if overdrawing available account balance by $5 or less or if the transaction is $5 or less and paid by using Courtesy Pay; no more than four Courtesy Pay fees per day per account
Debit card replacement$5
Deposit adjustments$2.50
DMV services$50Title transfers, lease buyouts, private party and out-of-state sales
Early withdrawal$15Club and Super Saver (two free per year); Youth Super Saver (four free per year)
Foreign collections item$30
All other countries
Foreign transaction1%Of total transaction
Home Equity Line demand$40
Home Equity Line demand update$20
Home Equity Subordination$250
Inactive account fee$5No activity in 12 months – waived with balances >$250 or for members under 18
IRA transfer$25In transferring to another financial institution
Legal action$50Tax levies, judgments, garnishments or subpoenas
Loan document copy$10
Loan modification$50
Medallion stamp$25
Non-member check cashing$5
Notary$5$2.50 each additional signature
Official check$3One free per day
Online or phone payment$12.50
Phone-assisted payment
One-time- online ACH or debit payment
Recurring automatic online ACH or debit payments
Research$24Per hour
Return deposited item$15$25 for deposited or cashed check on account with same ownership or on loan payment
Return item/NSF$26(Non-Sufficient Funds) Per item each time presented and/or if paid and not covered by Courtesy Pay
Return mail$5Up to $30 refund with correction
Rewards Checking28FreeWith eStatements and monthly electronic deposit of $500
Safe deposit box annual fee29$50
Skip payment$30Limit two per year
Special delivery for card or PINAt cost
Statement copies$3Per statement
Stop payment$10
Checks and Bill Pay
Official check
Temporary checks$2Two pages, four checks per page
Verification of Deposit or Mortgage$15
Visa Gift Cards (at select branches)$2.50$10 replacement
Wire transfers$15
Fees & Charges Details

Susan in the Lending Department is amazing! She did an amazing job in helping me refinancing my 2017 Jeep Cherokee Latitude. I love her customers service!


Google 6.8.23

Aly in the Lending Department helped me from start to finish with my loan process and made it very easy for me.

Andrew A

Google 6.7.23

Excellent customer service! Joy and Sarah-Jane at the Sahara branch were so nice.

Steven P

Google 6.7.23

Everyone treated me with respect, courtesy and kindness. All were professional and very helpful.

Mary B

Google 6.3.23

As a new member, I was surprised with there worm, kind, and patient hospitality, and caring above and beyond my expectations. What a difference! Their professional and excellent attitude made me feel comfortable and relaxed when opening my account. Thank you!

Arya S

Google 6.2.23

Really easy to open an account and people there are really helpful.

Israel M

Google 6.1.23

Great experience, everyone is very professional and informative. 100% would say SCE Credit Union has been amazing.


Google 5.31.23

Want to give a shout out to Lucy N. at the Sahara branch. We needed immediate assistance with an issue related to a deed reconveyance and Lucy worked to ensure the matter was resolved ASAP. She was professional and courteous - a true asset to SCE Credit Union!! Many thanks!!

Erin D

Yelp 5.29.23

Just completed a loan with SCE Credit Union. I appreciated the ease of the application process; the speed of the entire process; and the continuous communication from employees.

Yolie P

Google 5.27.23

I love SCE Credit Union.

Pinky Lee R

Google 5.26.23